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The life-changing magic of tidying up (your finances)

Scenic Community Credit Union is here to help you make the most of your finances.

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A couple sits in front of a laptop on a desk with windows behind them.

There’s something cozy about snuggling up with some spreadsheets.

Photo provided by Scenic Community Credit Union

Let’s talk financial decluttering.

Why? Because messy money habits can derail even the best-laid plans to build wealth by:

  • Slowing your yearly growth
  • Increasing the chance of missed payments
  • Potentially hurting your credit score

Simple solutions

According to the experts, these three simple steps are the key to regaining control:

Step one: Organizing

Start by organizing all your accounts in a spreadsheet, including:

  • Financial
  • Credit cards
  • Loans
  • Insurance
  • Retirement
  • Investments

Pro tip: Compare your Loan Rates and Deposit Rates with other financial intuitions to see if you could be saving more.

Step two: Consolidating

Next, consolidate accounts to simplify management. This could mean combining accounts at one institution or combining retirement plans + savings into a single account.

Step three: Automating

Finally, use automation tools like alerts and direct deposits to streamline your finances, helping you avoid mistakes and save time each month.

Could use some guidance? Connect with the pros at Scenic Community Credit Union.

Marie Kondo those accounts

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